Business Loan

This page is for business loan . If you are registered businesses  operational for at least one year, you may  proceed below.

Collateral Free

Our purpose is to meet all the financial opportunities for Philippine Small- and Medium-Scale Enterprises (SMEs) to sustain growth.

For micro business loans, all you need is just a barangay permit - no DTI or SEC. 

Business Loans Processing Period

In most cases we process business loans, 5 to 7 working days upon submission of complete requirements.

Types of Business Loans

A. Micro Business Loans

Php 30,000 to Php 150,000
2 to 6 months term only
4% Interest Rate (Add-On)
Every 15 days payment (post-dated checks)

B. Regular Business Loans

Php 200,000 to Php 900,000
6 to 12 months term only
3.5% to 3.75% Interest Rate (Add-On)
Every 15 days payment (post-dated checks)

C. Corporate Business Loans

Php 1,000,000 to Php 4,500,000
6 to 12 months onwards
2.75% to 3% Interest Rate (Add-On)
Either every 15 days or monthly payment (post-dated checks)

D. VIP Accounts (with collateral attachment)

Php 5,000,000 to Php 10,000,000
Up to 24 months term only
2.5% Interest Rate

2 Easy Steps:

1. Accomplish all the Basic Qualifications and Application Requirements below
2. Fill up our online form at the bottom

"We will immediately contact you when we receive your message"

Basic Qualification Requirements

•Filipino Citizen
•21 to 60 years old
•Must have a residential telephone line
•Must be at least a house owner or resident of the area for 5 years or more
•Should not have any derogatory records about money
•Should not be a military, sidewalk vendor, or employed at a law office

Business Requirements

•Business should be registered and operational for at least one year
•Business location should not be too far from main roads
•Business should not have record of returned checks
•Business should not be located in flooded and critical areas

Basic Application Requirements

•Completely-filled up Application form
•All original 3-month latest bank statements, with used checks
•Original bank certification when the current account was opened
•Photocopy of Mayor's Permit or DTI Registration
•For micro business loans only, just a barangay permit
•SEC Registration, if corporation
•Latest original Meralco and PLDT billing statements
•Photocopy of at least 2 valid IDs (husband and wife)
•2x2 pictures of husband and wife (2 pcs.)
•Sketch of business and residence
•Photocopy of residence certificates (husband and wife)
•Pictures of business and stocks
Security of Payment

Post - dated Checks Semi-monthly / Monthly